Sureterm Direct Insurance.

[F Body]

Got a letter from them this morning asking me to check my details before they quote for my Camaro insurance which expires 7th Jan 2011.

Though it was little unusual

Just rang them and have been told that they no longer cover American Vehicles and that I would have to go elsewhere

First time I've had that happen

[minniewinnie]

That sucks mate you could try the company's we use they seem quite good for us
Wendy's with Adrian flux with her camaro which also has driving other cars included And I'm with MCE with the Caddy  but dont have driving other cars included both cost under £300 for each policy ... Sure term stuffed us on our first camaro so I for one don't rate them but that's just us.

[F Body]

It gets better

Just rang MCE for a quote and after 30 minutes on the phone they tell me that they can't give me a quote, unless I have an official written valuation for the vehicle

WTF

[Rob]

I'm with Sureterm as well......

And my renewal is about a month away.

Time to shop around again then I guess

[F Body]

Quoting: Rob

Time to shop around again then I guess

Two hands make light the work, my current list is :

# Adrian S Flux & Co, Kings Lynn, Norfolk, Special Vehicles Dept, 0845 130 3400
# CIC, Colchester, Essex 01206 792927
# Diamond Insurance Consultants, 01442 825481
# Footman James, 9845 458 6756
# Glywood Insurance Services, 01543 675163
# Graham Sykes Insurance Online American Car Insurance Quote and Buy
# Headley Insurance Services, 01420 594242 or mailto:sales@headleyfs.co.uk
# Hill House Hammond, Peterborough, Cambs, 01733 310899
# MCE 0870 90 90 911
# Parkinsons Insurance 0870 2201971
# R H Specialist Car Division, 01277 206911
# Stevenage Insurance Services Ltd, Stevenage, Herts, 01438 313251, ask for Colin
# Frank Pickles - 01943 - 850999
# A - Plan - 01635 - 874646

[philoldsmobile]

sadly expect vastly increased premiums, apparently some people are going to be expected to pay up to 40% extra, and large engines are on the hit list.

partly its also to pay for people claiming compensation from a 5mph tap...

[Motorama]

RH are fantastic!

MCE suck!

[minniewinnie]

Quoting: philoldsmobile

sadly expect vastly increased premiums, apparently some people are going to be expected to pay up to 40% extra, and large engines are on the hit list.

sounds nice  NOT.... its 4x4 syndrome all over again ( I wont be forced to drive a matchbox car That has no sense of safety)    just put yank plates on it as I've seen a far few American cars  in the area's I work that are running on yank plates

[philoldsmobile]

Quoting: minniewinnie

I wont be forced to drive a matchbox car That has no sense of safety

thats a tricky one.. most modern small cars will demolish a lot of slightly older yanks.. ever seen the BMW mini v F150 crash test? scary - the mini OWNED the ford in the most spectacular way.....

this isn't the test I was looking for, but does go to show how much stronger the mini is than the 'tough' pickup. its not a small difference. same impact speed into the same block

http://paultan.org/2005/11/08/mini-cooper-vs-ford-f-150-crash-test/\" target=\"_blank\" rel=\"nofollow\">http://paultan.org/2005/11/08/mini-cooper-vs-ford-f-150-crash-test/

[FUBAR]

Bugger i'm with Sureterm too & my renwal is due in Feb!

Cheers for the List Martyn!

[Motorama]

Thats not really a Mini vs F150 test is it, its the results from 2 vehicles from totally different classes. The truck probably weighs 3 times what the Mini weighs so its fairly obvious the results would be different.

And is hitting 2 ft high concrete block a real world test, i've never hit one

Drive the F150 and the Mini into each other a 40 mph then we'll talk

[Roadkill]

MCE have, apparently, stopped insuring American cars, too . . . . When I insured the Coupe DeVille on the 31st October they told me that was the last day they were doing it.

Sureterm were one of my favourites . . . . although last time I rang (for the CDV) they told me they couldn't insure it for less than £1000 . . .

[Big Mouse]

Quoting: Motorama

Drive the F150 and the Mini into each other a 40 mph then we'll talk

I am confident that my several thousands of pounds of solid american steel would make mincemeat of a mini in a 40mph shunt

If the little bastard up the road doesn't learn to park properly soon, we may be closer to seeing the results than you think

[Jamieg285]

Quoting: Motorama

RH are fantastic!

[Pod]

There is also Competition Car Insurance (http://www.competition-car-insurance.co.uk/) who, despite the name, quite happily insured my car.

[FUBAR]

Quoting: Roadkill

Sureterm were one of my favourites . . . .

I've had the IROC insured with them the whole time i've had it, and the last year of the Z28's insurance was with them too because I just changed the car details over when I bought the IROC.

[philoldsmobile]

Quoting: Motorama

Drive the F150 and the Mini into each other a 40 mph then we'll talk

that was the test video i was trying to find, its a red F150 lightning against a silver cooper. the mini went through the ford.....was on you tube, but I cant find it at the moment. its not even remotely as simple as the heavier vehicle wins.

oh and the concrete block test is totally fair - same object at the same speed. if the F150 is heavier, it should be stronger to suit, as it is, its not.

Quoting: Big Mouse

I am confident that my several thousands of pounds of solid american steel would make mincemeat of a mini in a 40mph shunt

you'd be VERY supervised - it doesn't, quite the other way around. its down to how soft the ford is, and how strong the mini is. F150's are not as strong as you'd think.

[Roadkill]

Quoting: Pod

There is also Competition Car Insurance (http://www.competition-car-insurance.co.uk/) who, despite the name, quite happily insured my car.

They wouldn't insure the Caddy - only "Competition cars" or "two-seaters".

[minniewinnie]

Quoting: philoldsmobile

you'd be VERY supervised - it doesn't, quite the other way around. its down to how soft the ford is, and how strong the mini is. F150's are not as strong as you'd think.

I know what I would rather be driving And although its not a BMW compact ( I will not agree to it being a Mini) Although a older clip  the one in this is a ford escort which is roughly the same  size http://www.youtube.com/watch?v=3ReZ0C_UF-8\" target=\"_blank\" rel=\"nofollow\">http://www.youtube.com/watch?v=3ReZ0C_UF-8 I rest my case I dont' like small cars (I will travel in one and have done Wendy has a Nissan mica as a run about partly to do with the camaro don't like deep snow)  on a safety thing I would like them to Stick a mini behind the trailer of a HGV Like its in a traffic jam and than drive another HGV into it at 40mph and show the results and do the same with that stupid smart car Which I would consider a more realist crash test ..... How many concrete walls do you see on a motorway

[philoldsmobile]

size is irrelevant - its all about how strong the safety cell is - and yank SUV's and pickups (up till VERY recently) dont have one at all...(thats the main reason the redesigned F150 is so much better)

the old clip is also irrelevant, because the escort wouldn't have much of a safety cell either. stats in the US prove SUV's are less survivable in accidents than the smaller import cars from europe and japan (the corolla actually has the highest survivability rate in terms of fatalities per accident)

in the automotive world, things change very quickly, safety is more down to how old your vehicle is, than its size. the mini is used as an example a lot, because its immensely strong, with the side effect that its also quite cheap to insure.

[EDGE]

a rigid safety cell isnt all its cracked up to be.

at uni we did an FEA study on crashing an f1 car in to a solid immovable object with a simulated CTD on board in driving position.  Increasing the strength of the safety cell was ok up to a point, then it started to impact on the rigidity of the crumple zones.  The honeycomb mesh material in the nose cone can be varied in thickness by 0.001m at a time in order to slow the impule of deceleration.  

Having a rigid nose killed the driver dead on impact every time, having it too thin also resulted in a rather unsightly death.  Managed to get the steering wheel though the sternum at one point.

The safety cell around the driver is excellent should the car be thrown in to the air, tossed about and rolled over, cant fault that, but the rest of the car needs to be designed fully around it.

its shocking where a car needs strength and where it needs a designed in enginered weakness.  A smart car had a great safety cell, survived most impacts completely intact, occupants however, usually smeared all over the windscreen as there's NO room for crumple.  The car stops dead and you keep going at 40 until the windscreen stops you, or the seat belt cuts you in half.  Either way, you go from 40 to dead FAR too quick.  only saving grace is that the engines in the back.

And dont get me started on how crap the NCAP is.  Did you know that the ratings are based on a plethora of accident criteria, one of which being the possition of the accelerator foot, flat out on the gas.... turns out that having the right foot on the brake pedal causes too much damage to the knee when the steering colomn moves so it was decided to crash the cars with the acelerator all the way down, ie, as far out the way of the colomn as possible....  and as for the likely hood of 2 equal class cars colliding.... ffs, i know they had to come up with a scheme but seriously... is this the best they could do.. Its full of bodges, trust me, i spent 6 months studying them !!!

the f150 vs a mini, maybe the mini would survive, the truck i assume would crumple head on as its pretty much hollow for the first 2 feet.  Then the mini would hit the motor of the truck and the mini would most likely bend.  Either way, from a purely theoretical mathematics point of view, id rather be in the truck.  On impact the truck would slow rapidly as it crumpled but the mini would slow quicker as it is the smaller car.  The mini may even suffer a change of X direction as to end up going backwards, thats a pretty horrific case admittedly.  I would think, that in the truck you're likely to be injured by bits of interior and metal crushing in and hitting you, in the mini youre likely to die from the rapid change from 40mph  to -10mph as you end up going backwards.  At that point youe internal organs will have slammed the front of your body and probably oblitterated...


Thats just things that i picked up while at uni, things have moved on a bit in the last few years but the principals still stand

[Motorama]

I guess it shows how far as fast safety technology moves in the 4 years between when that shape F150 was released in 97 compared to when the Mini was released in 2001. I see the newer shape 04 on F150 was a lot better so at least things are improving in the truck and SUV market.

it still wouldnt make me drive a Mini, or back on topic use Sureterm or MCE

[EDGE]

oh yeah, sorry, forgot about the thread topic....

er.. not mCE they blow cat chow chunks...

[F Body]

Quoting: EDGE

er.. not mCE they blow cat chow chunks...

Gonna have to get moving on this tomorrow

I try RH, Fux & Hill House to start with

[minniewinnie]

Quoting: F Body

I try RH, Fux & Hill House to start with

for you
And may I suggest playing them off against each other as well (I know its time consuming but can work well) My friend phoned 3 separate brokers and got three quotes then re-phoned them to see if they could beat the competitors quotes (if that makes sense ) she went from the cheapest  quote 0f £580 the highest was £650 Full Comp for a  land rover 110 down to Just over £300 What made her smile was the company that quoted the highest ended up the  cheapest